Insurance
Life Insurance
"Security is something we all look for...
- Security of Our Future,
- Security of Finances,
- Security of Our Loved Ones.
This makes Insurance Planning important”.
Life insurance is a financial resource for your family and loved ones in case of your death. It is a cover which allows your family to maintain a standard to living as they are currently, and meet their financial obligations.
It also serves as an effective investment and tax saving tool.
Why consult us?
- We are an independent and unbiased investment advisor, suggesting products and service that are best for you, not for us.
- We search the market to find the best options for you.
- We have a research team that helps us scan through various products from across the market place to pick only those that meet your standards.
- We are IRDA approved and we have a track record of ethical dealings for the last several years and have had the honour of helping our investors to achieve their financial objectives.
Health Insurance
In India, the prevailing health care scenario has not been of a high order that prevails in developed nations. The kind of medical facilities that are provided by the governments falls grossly inadequate to meet the ever increasing needs felt by citizens . Hence, most often, people are dependent upon private medical facilities, which over the years, have become increasingly costly with the advancement in the field of medicine. This has thrown up the need for going for voluntary health insurance commonly named as Mediclaim Policy.
How does it Work ?
These private health insurances give the person some control over the choice of provider, facility and timing of treatment. It provides a general peace of mind that their medical expenses are covered. The policy provides for reimbursement of Hospitalization / Domiciliary hospitalization expenses for illness/ disease suffered or accidental injury sustained during the policy period. The policy pays for expenses incurred under the following heads:
- Room, Boarding Expenses in the hospital/ nursing home.
- Nursing expenses.
- Surgeon, anesthetist, medical practitioner, Consultants, Specialist fees.
- An anesthesia, blood, oxygen, OT charges, Surgical appliances, Medicines and drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of organs and similar expenses.
Relevant medical expenses incurred during period up to 30 days prior to and period of 60 days after hospitalization are treated as part of the claim.
