illis Home Loans

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Home Loans

At the outset, the home loan schemes of all the banks / financial institutions look the same.

However, differences in the features are plenty. Rate of Interest, Processing fee, flexibility in the quantum of loan to be financed, Part-Payment and Pre-Closure Options, conditions of Co-Applicant or even the service standards ensures that every offering from a bank/financial institution is unique.

Our team member, will take you thru each offering in detail, enabling you to choose the option that best suits you loan requirement.

Products covered under Home Loan category:

  • Purchase [Flat / Row House / Bungalow from developer, existing free hold properties etc].
  • Construction of a residential dwelling unit on a plot already owned.
  • Purchase of a residential plot and/or construction thereon.
  • Extension of existing residential property [adding floors / rooms]
  • Renovation of existing residential property
  • Balance Transfer of existing Home Loan from another bank/ financial institution.

Home Loan for NRI’S

If you are a Non-Resident Indian and dream of owning a home back in India, Home Loan for NRI’s is available. This enables you to buy or build a property, extend or renovate a property or even buy a plot to build a house.

Who is an NRI?

A person resident outside India , who is a citizen of India or a person outside Indian who is of Indian Origin is an NRI.

The definition of Person resident outside India is defined under section 2(w) of Foreign Exchange Management Act, 1999.

Products covered:

  • Purchase Loan
  • Mortgage Loan
  • Commercial Property Loan
  • Loan Against Rentals.
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