HDFC offers housing loan to people who want money to purchase a house, home renovation and home extension etc. The house itself acts as a security to the loan. Taking a loan from HDFC has the following benefits:
Nil prepay charges for floating rates
Affordable and attractive rates
Pan India presence
HDFC home loan interest rates are in the range of 8.75% to 9.15%, with special discounted rates for specific category of borrowers such as ladies borrowers for whom the bank offers the lowest interest rate of 8.75%. Contact us for further details regarding interest rates.
Latest HDFC home loan rate starts from 8.75% , as applicable based on the PLR, last announced on 29th Jan 19. Any change in HDFC benchmark PLR rate will translate into a similar change in the bank’s home loan rate. For instance, if HDFC slashes PLR rate by 0.15%, its current home loan rate will be cut from 8.75% to 8.6%.
Should you wish to to get a housing loan from HDFC, the process to get the loan is fairly easy. Contact illis as we are a channel partner of HDFC. Your loan application will be processed online and HDFC’s representatives will get in touch to begin the process of getting a home loan. You will also be assisted by Illis personal housing loan advisor to ensure that all the lending process is smooth, quick and you get the best house loan from HDFC.
Who is Eligible?
Individuals including salaried, self employed Businessmen, Non Resident Indians, Person of Indian Origin and Overseas Citizen of India.
Customers who want to add more space to their house for providing comfort to the family members.
Key Loan Terms
Home loan available at the age of 24 to 65 years
Loan amount that you can borrow ranges from Rs. 15 Lakh to Rs. 10 Cr
Option to apply for a maximum ltv of 90% of value of the property
Housing loan for a maximum period of 20 years